QBO Advanced ProAdvisor · Xero Certified · Knowify CCAN · Procore Certified · 🇺🇸 Remote

Books that make
your deals
make sense.

Real Estate & Construction Bookkeeping Specialist | QBO Advanced ProAdvisor | Xero Certified | Knowify CCAN | Procore Certified | Flips, Rentals & BRRRR | Job Costing • WIP Reporting • Property-Level P&L
QBO Advanced ProAdvisor Xero Certified Knowify CCAN Procore Certified Job Costing WIP Tracking 🇺🇸 Clients
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Murugeshwari S — Real Estate & Construction Bookkeeper
Murugeshwari S Real Estate & Construction Bookkeeper
QBO Xero Knowify Procore 🇺🇸
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3Specialist Packages
🇺🇸US Clients Only
1 DayResponse Time
5Certifications
Meet Your Bookkeeper

Hi, I'm Gesh.

GESH
=
CASH
rhymes with
"In construction and real estate, Gesh (Cash) is king — and I'm here to make sure you always know where yours stands."

My full name is Murugeshwari (Moo-roo-gesh-wa-ree) — my clients call me Gesh.

I specialize in bookkeeping for builders, contractors, and property investors — job costing, WIP reporting, and property-level P&L that actually makes sense.

I'm a real estate & construction bookkeeper focusing on what I call "Financial Inspections" — checking whether your numbers truly match reality. I don't just record numbers — I keep them accurate, clean, and audit-ready, so owners can trust what they see.

🛑 The real cost of messy books Most contractors and property investors don't realize their books are costing them money — until tax season hits, a deal falls through due to bad financials, or their CPA charges double for cleanup. Messy books = missed deductions + wrong decisions + audit risk.

Are your construction books a mess? Don't know which rental property is actually profitable? I fix that — fast, remotely, and without disrupting your operations.

I studied English Literature — trained to find the story behind complex information and explain it simply. That's exactly what I do with your numbers. I also grew up around family businesses, including construction, so I've seen firsthand what bad bookkeeping does to a business owner's peace of mind.

What I Do

Financial Inspections
for Operators.

I use QuickBooks Online, Xero, and Knowify to turn chaotic, backlogged books into clean, decision-ready financials — so you can focus on building projects and building portfolios, not bookkeeping.

  • Job Costing — know exactly which projects made money and which didn't
  • Property-Level P&L — see which rentals are profitable, which are draining you
  • Bank Reconciliations & Monthly Close — books that match reality
  • Cleanup & Catch-Up — months of backlog, reconstructed and cleaned
  • WIP Reporting — overbillings, underbillings, % complete
  • BRRRR & Flip Tracking — deal-by-deal profitability
  • CPA-Ready Reports — tax season becomes a non-event
📅 Book Free Call
Certifications

Qualified, certified,
and specialised.

Not a generalist. Every certification is specific to real estate and construction bookkeeping.

📊
QBO Advanced ProAdvisor
Highest-level QuickBooks Online certification — advanced setup, job costing, class tracking
📗
QBO ProAdvisor
QuickBooks Online certified professional — full platform expertise
📘
Xero Certified
Xero platform certified — setup, reconciliation, reporting for property investors
🏗️
Knowify CCAN
Construction-specific certification — job costing, WIP, progress billing for contractors
🔩
Procore Certified
Procore platform certified — construction project management, budgeting, and contractor workflows
Tools I Work With

Your software.
My expertise.

Already using one of these? I plug right in — no disruption to your workflow.

📊
QuickBooks Online
Full-service QBO bookkeeping, class tracking, job costing, property-level P&L
QBO Advanced ProAdvisor
📘
Xero
Xero setup, cleanup, monthly bookkeeping for investors and contractors
Xero Certified
🔧
Knowify
Job costing, contracts, progress billing and WIP for trades and specialty contractors
Knowify CCAN
🔩
Procore
Construction project management, budgeting, and contractor workflows — connected to clean bookkeeping
Procore Certified
Service Packages

Three specialist tracks.
One expert.

Each package is scoped to your deal type — not a generic retainer.

01
🏘️
Rental & BRRRR Bookkeeping
For buy-and-hold investors scaling a portfolio

Property-level P&L, mortgage & loan tracking, rehab job costing per unit, BRRRR cycle reconciliation, and equity-build visibility across your entire portfolio.

Monthly Deliverables
  • Property P&L — individual statement per door/unit
  • Portfolio Rollup — consolidated cash flow summary
  • Loan & Mortgage Tracker — principal, interest, escrow
  • Rehab Job Cost Report — actuals vs. budget
  • Bank Reconciliation — all property accounts cleared
  • Monthly 30-min Call — review + Q&A
  • Response time: Within 1 business day
02
🔨
Flips-Only Package
For active fix-and-flip operators

Deal-by-deal P&L tracking, holding cost allocation, rehab cost tracking per project, purchase-to-sale profitability reports, and clean books for your lender.

Monthly Deliverables
  • Deal P&L — per-flip profit & loss statement
  • Holding Cost Summary — taxes, insurance, utilities, interest
  • Rehab Budget vs. Actual — line-item cost tracking
  • Pipeline Overview — open deals, stage, projected profit
  • Bank Reconciliation — all flip accounts cleared
  • Monthly 30-min Call — deal review + strategy
  • Response time: Within 1 business day
03
🏗️
Construction Bookkeeping
For GCs, subcontractors & remodelers

Job costing by project, WIP schedule, project P&L, subcontractor payment tracking, and revenue recognition for bonded or financed jobs.

Monthly Deliverables
  • Job Cost Report — labour, materials, subs per project
  • WIP Schedule — % complete, overbillings, underbillings
  • Project P&L — per-job profit report
  • Subcontractor Ledger — payments, retentions, 1099 prep
  • Bank Reconciliation — all business accounts
  • Monthly 30-min Call — job review + forecasting
  • Response time: Within 1 business day

Plans & Pricing

Invest in books that make your deals make sense

Simple monthly pricing — no surprises. All plans include a free 30-min discovery call.

Starter
For single-property investors getting started
from$350/month
Final price depends on number of properties and transaction volume.
Ideal for: Buy & hold investors, 1–2 rental properties
What's included
  • ✓Monthly bank & credit card reconciliation
  • ✓Up to 2 rental properties
  • ✓Income & expense categorization
  • ✓Monthly P&L + Balance Sheet
  • ✓QBO or Xero setup & chart of accounts
  • ✓Email support (48-hr response)
  • ✓Clean, tax-ready books for your CPA
Book Free Call →
Most Popular
Growth
For active investors scaling their portfolio
from$650/month
Final price depends on number of properties and transaction volume.
Ideal for: BRRRR, Fix & Flip, 3–8 properties
Everything in Starter, plus
  • ✓Up to 8 properties with property-level P&L
  • ✓BRRRR deal tracking (all 5 phases)
  • ✓Fix & Flip cost tracking per project
  • ✓Security deposit & escrow reconciliation
  • ✓Investor-ready reports (NOI, Cash-on-Cash)
  • ✓Monthly video review call (30 min)
  • ✓Priority email support (24-hr response)
Book Free Call →
Contractor
For construction businesses needing job-level clarity
from$950/month
Final price depends on number of projects and transaction volume.
Ideal for: GCs, subcontractors, developers — multiple active projects
Everything in Growth, plus
  • ✓Full job costing (labor, materials, subs)
  • ✓WIP Schedule (monthly)
  • ✓Over / under billing tracking
  • ✓Change order management
  • ✓Knowify integration (if applicable)
  • ✓Bi-weekly check-in calls
  • ✓Custom reporting for bonding / lenders
Book Free Call →

Optional Add-ons

Customize your plan

Catch-Up Bookkeeping
Books behind 1–12 months? We'll get you current, fast.
Usually 1–3× your monthly fee depending on how far behind you are.
QBO / Xero Setup
Full chart of accounts & class tracking setup from scratch.
From $200 (one-time)
Additional Properties
Each property beyond your plan's limit.
From $40/property/month
1099 Preparation
Annual 1099-NEC/MISC filing for contractors & vendors.
From $75/form

Common Questions

Frequently asked

Do you work with my CPA?
Yes — I send clean, tax-ready books directly to your CPA so you aren't stuck in the middle. Your accountant gets organized financials, and you get a smoother, cheaper tax season.
Do you work with clients outside my state?
Yes — fully remote, serving US investors across Texas, Florida, Georgia, California, and beyond. Wherever you invest, I can help.
What software do you use?
QuickBooks Online (QBO Advanced ProAdvisor) and Xero (Certified). I also have Knowify experience for construction clients. I'll recommend the best fit for your business on our discovery call.
I have a mix of rentals and flips — which plan is right?
The Growth plan covers both. If you're running active construction projects needing job costing and WIP reports, the Contractor plan is the better fit. Book a free call — I'll tell you exactly what you need.
My books are a mess. Can you help?
Absolutely — this is one of the most common situations I step into. We start with a free diagnostic, build a catch-up plan, and move to monthly bookkeeping once everything is clean.
Do prices change as my portfolio grows?
Plans are tiered by number of properties and project complexity. As you grow, we simply adjust — no surprise bills. Everything is agreed upfront before we start.
How I Work

Our Monthly Process.

Step-by-step — every month, without exception.

Every month, I follow a consistent process so your books stay clean, accurate, and investor- & CPA-ready — no surprises, no last-minute scrambles.

1
Bank & Card ReconciliationAll bank and credit card accounts fully reconciled up to month-end — every transaction accounted for.
2
Loan Payment SplittingLoan payments correctly split between principal and interest — your balance sheet stays accurate.
3
Owner Transactions ReviewContributions, draws, and inter-account transfers reviewed and coded properly — no double income or expense.
4
Security Deposits (Rentals)Handled correctly as liabilities — not income — so your books stay compliant every month.
5
P&L & Balance Sheet ReviewBoth statements reviewed for unusual or incorrect amounts before anything goes to you.
6
Monthly Reports DeliveredP&L, Balance Sheet, property-level or job-level P&L — saved in a shared folder, accessible anytime.
Case Studies

Real problems.
Real results.

Client names kept private. Numbers are real.

🏘️ Real Estate Investor · Texas

"I had 6 rentals but no idea which ones were actually profitable"

The Problem

A BRRRR investor with 6 single-family properties was mixing all income and expenses into one account. Loan payments weren't split. Security deposits coded as income. CPA had to guess at tax time.

What I Did

Rebuilt QBO from scratch. Set up class tracking per property. Separated all loan principal vs. interest. Corrected 14 months of misclassified entries.

  • Property P&L showing 2 units were cash-flow negative
  • CPA saved 6+ hours at tax time — zero back-and-forth
  • Clean books ready for next DSCR refinance
  • Real equity position visible per property for the first time
🏗️ General Contractor · Florida

"My WIP was a mess — I didn't know if I was over or under-billed"

The Problem

A small GC running 8 active jobs had all costs dumped into one account. No job costing. WIP schedule hadn't been touched in 4 months. Bonding company was asking questions.

What I Did

Set up job costing in QBO with a class per project. Built a monthly WIP schedule using Knowify data. Identified $23,000 in underbillings the owner didn't know existed.

  • $23,000 in underbillings identified and invoiced
  • Bonding company satisfied with clean WIP schedule
  • Monthly job cost reports per project
  • Owner could see profit/loss per job for the first time
Who I Work With

Built for two kinds
of operators.

Serving US real estate investors and construction contractors — not general small business bookkeeping.

🇺🇸 Real Estate

Rental & BRRRR Investors

Single-family, small multifamily, BRRRR, and fix-and-flip investors building portfolios across the US

📊
Crystal-Clear ClarityKnow exactly which properties are cash-flowing and which are costing you — property by property, month by month.
🗂️
Tax-Ready Books, AlwaysDepreciation schedules, repair vs. capital, Schedule E data — handed to your CPA clean, never scrambled.
🏦
Bank & Lender ReadyClean statements for DSCR loans, refinances, or portfolio LOC — no explaining messy books to underwriters.
🇺🇸 Construction

Contractors & Construction SMBs

General contractors, remodelers, and specialty trades running 2–15 active jobs across the US

🔍
Job-Level ClarityOver budget? Under-billed? WIP reports tell the whole story before your banker or bonding agent asks.
📋
Tax-Ready & 1099-CompliantSubcontractor payments tracked, 1099 prep done — your CPA has nothing to chase at year-end.
💳
Bank-Ready FinancialsWIP schedules and job cost reports that satisfy bonding companies, lenders, and GCs.
DIY Investor? Start Here.

Not ready for full service?
Start with the Kit.

Clean rental books — without building messy spreadsheets from scratch.

⭐ New — Digital Product
Rental Books
Clarity Kit
A practical bookkeeping toolkit for rental & BRRRR investors who want property-level clarity, mortgage tracking, and a smoother CPA handoff — ready to use today.
  • Property-Level P&L Tracker — see which door makes money
  • Mortgage Split Tracker — principal, interest & escrow correctly split
  • Rehab Budget vs Actual — catch overruns before they hurt the deal
  • Monthly Close Checklist — 18-step month-end close routine
  • CPA Handoff Checklist — 22-item year-end prep list
  • Portfolio Dashboard — snapshot of your entire portfolio
  • Bonus: Chart of Accounts Starter Guide
from $29
One-time purchase. Instant download. Excel & Google Sheets compatible.
📥 Get the Kit — $29 View Pro Version — $49
Also available: Construction Template Pack →
Free Download
7 Red Flags in
Rental Books
A free 1-page checklist for rental investors — the most common mistakes I see when I clean up real client books. Download it before your next property review.
  • No property-level P&L — all income mixed in one account
  • Mortgage payments not split between principal & interest
  • Security deposits coded as income (not a liability)
  • Repairs & capital improvements mixed together
  • No month-end close process — books never truly reconciled
  • Change orders & rent increases not reflected in books
  • No CPA-ready file at year-end — scramble every tax season

No spam. Just useful bookkeeping insights for rental investors.

✓ On its way to your inbox!

Check your email for the free checklist. While you're here — grab the full Rental Books Clarity Kit for $29.

Get the Full Kit →
From The Blog

Bookkeeping insights
for operators.

Straight-talk on real estate and construction finances — no fluff, no jargon.

Real Estate
Why Your BRRRR Deal Looks Profitable But Your Bank Account Disagrees
Most BRRRR investors track ARV and equity — but miss the one number that actually shows cash flow: property-level P&L. Here's what to look for every single month before your next refinance.
📅 Feb 2025⏱ 4 min read
Read on Substack →
Construction
The WIP Schedule Mistake That Cost a Contractor $23,000
Under-billing is silent. You finish the job, send the invoice, and never realize you left money on the table. A proper WIP schedule catches it every time — here's exactly how it works.
📅 Jan 2025⏱ 5 min read
Read on Substack →
Job Costing
You're Probably Costing Jobs Wrong — And It's Killing Your Margins
When all your project costs land in one "construction expenses" bucket, you have no idea which jobs made money. Job costing in QBO or Knowify takes one afternoon to set up and changes everything.
📅 Dec 2024⏱ 5 min read
Read on Substack →
Tax Prep
5 Things Your CPA Wishes You Knew Before Handing Over Your Books
Security deposits coded as income. No loan splits. Mixed personal and business. Every year CPAs spend hours cleaning what bookkeepers should have handled. Here's how to hand over perfect books.
📅 Nov 2024⏱ 6 min read
Read on Substack →
BRRRR
How to Track a BRRRR Deal in QuickBooks Online — Step by Step
Acquisition, rehab, rent-up, refinance — each phase has different bookkeeping needs. Most QBO setups treat a BRRRR like any rental. Here's how to do it right from day one.
📅 Oct 2024⏱ 7 min read
Read on Substack →
Construction
What Is a WIP Schedule and Why Every Contractor Needs One
Work-in-Progress schedules aren't just for big GCs. If you're running more than 2 active jobs, a WIP schedule tells you whether you're over-billed, under-billed, and whether your jobs are actually profitable.
📅 Sep 2024⏱ 5 min read
Read on Substack →
Free Diagnostic

Start with a free
expert review.

No pitch. No obligation. Just professional eyes on your numbers.

Free · 🇺🇸 Real Estate Investors

Free 20-Min Rental Books Health Check

Share your books or a few screenshots. Walk away with 2 reports and 3 clear observations — no strings attached.

  • Bank Reconciliation check — are your accounts actually matched?
  • Property P&L review — income & expense categorized correctly?
  • Balance Sheet snapshot — does it reflect real equity?
  • 3 written observations — what's working, what's broken, what to fix first
📅 Book Your Free Health Check
Free · 🇺🇸 Construction Contractors

Free WIP & Job Costing Quick Review

Send a screenshot of your WIP or job cost report. I'll highlight red flags and send back 3 specific, actionable suggestions.

  • WIP schedule review — over-billed or under-billed?
  • Job cost breakdown — costs hitting the right projects?
  • Revenue recognition check — income recorded at the right time?
  • 3 written suggestions — prioritized, specific, ready to act on

📧 murugeshwari@murugeshwaribooks.com

Ready to get your books right?

Gesh replies within 1 business day.

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