I'm a Financial Strategist for HVAC, Plumbing & Electrician contractors across Texas & Florida. I transform chaotic books into job-level margin intelligence, WIP forecasts and cash-flow strategy — using QuickBooks Online + Knowify, Procore & Jobber as the data backbone.
My full name is Murugeshwari (Moo-roo-gesh-wa-ree) — clients call me Gesh. In the trades, Gesh = Cash — and my job is to turn your numbers into a strategy you can act on.
I'm a Construction & MEP Financial Strategist for HVAC, plumbing and electrical contractors. I go beyond clean books — I build job-level margin models, WIP forecasts and cash-flow strategy so owners stop guessing and start pricing, bidding and growing with real numbers.
Most trade contractors don't realise their margin is leaking until a bonding review, refinance or tax filing forces the question. Without strategic financials you bid the wrong jobs, hire too fast, and discover losses 90 days too late.
Are your job costs dumped in one bucket? Do you know which contracts actually fund payroll next month? I build the financial picture that answers both — remotely, without disrupting the field.
I use QuickBooks Online integrated with Knowify, Procore and Jobber as the data backbone — then layer strategy on top: margin analytics, WIP forecasting, pricing models and cash-flow planning that drive owner decisions.
Construction finance is not generic accounting. AIA billing, retainage, WIP, change orders, bonding capacity, working-capital cycles — these are strategic levers, not paperwork. Here's exactly where I drive value.
Gross profit by job, phase, crew and service line — so you bid what wins and walk away from what bleeds.
Margin Intelligence13-week rolling forecast tied to draw schedules, retention release and payroll cycles — never a surprise Friday again.
Working CapitalContract value, costs to date, % complete, overbillings & underbillings — modelled forward, not just reported backward.
Bonding ReadyBurdened labor rate, equipment recovery, overhead absorption, target margin per trade — your estimating spreadsheet, financially honest.
Estimating SupportSchedule of Values, G702 / G703 applications, draw timing and retention release sequenced to protect cash position.
G702 · G703Approved, pending and disputed COs modelled against original contract value. No more "I thought we billed for that" at close.
CO StrategyGross margin %, WIP slip, AR days, backlog months and cash runway — one screen owners actually open.
Owner DashboardWIP, job-level P&L, balance-sheet narrative and ratios — packaged the way sureties, banks and CPAs evaluate capacity.
Capacity PlanningRecording transactions is the floor, not the ceiling. Strategic finance tells you which jobs to chase, which crews to grow, and when to refinance — the difference between a healthy backlog and a stalled business.
Serving Texas & Florida construction & MEP contractors — new construction, commercial, bonded, design-build and residential service shops running 2–25 active jobs.
Install + service shops that need per-truck, per-job and per-line margin clarity.
Service plumbers, re-pipe specialists and new-construction subs.
Residential, commercial and solar EC's running multiple crews.
GCs, design-build firms and MEP subs running multiple bonded jobs.
Already on one of these? I plug right in — no disruption to dispatch or field ops.
Financial backbone — class tracking, job costing and job-level P&L tuned for strategy, not just compliance.
QBO Advanced ProAdvisorJob costing, contracts, progress billing and WIP for specialty-trade contractors.
Knowify Advisor CertifiedConstruction project & financial management, budgets, change orders — wired into strategic reporting.
Procore (Financial Mgmt) CertifiedField-service scheduling, invoicing & QBO sync for HVAC, plumbing and electrical service shops.
Jobber Partner →Each engagement is scoped to how your construction or MEP shop actually runs — not a generic retainer.
For HVAC / plumbing / electrical service shops on Jobber + QBO.
For shops doing service + install / new construction on Knowify or QBO.
For commercial trade contractors on Procore + QBO running bonded jobs.
Full fractional-CFO strategy for GCs & MEP subs running multi-job bonded work.
Step-by-step — every month, without exception. Same disciplined cycle, every close.
QBO, Knowify, Procore and Jobber data reconciled — strategy is only as good as the numbers feeding it.
Labor, materials and subs tied to the right job & phase — true gross margin per project updated.
% complete, over/under billings and the 13-week cash forecast refreshed — no surprises for bonding or payroll.
Gross margin, AR days, backlog months, cash runway and WIP slip updated on the owner dashboard.
We walk through what the numbers actually mean — pricing, hiring, bonding, refinance, bid/no-bid.
Each cycle ends with a written action list — not just reports. Strategy is what gets executed.
Client names kept private. Numbers are real.
A small plumbing GC running 8 active commercial jobs had all costs in one bucket. No job-level margin. WIP hadn't been touched in 4 months. The bonding company was asking questions.
Rebuilt margin tracking in QBO with a class per project, layered a monthly WIP forecast off Knowify data, and modelled draw timing. Surfaced $23,000 in underbillings the owner didn't know existed.
A residential HVAC shop on Jobber + QBO mixed install and service revenue. Material costs weren't tied to tickets. Maintenance-agreement money hit income as cash arrived — not as earned.
Split install vs service margin models. Wired Jobber line items to QBO classes per truck. Moved maintenance agreements into deferred revenue. Built a per-truck profitability dashboard.
I'm a Financial Strategist for construction & MEP contractors. Clean data is the floor — the value is in the margin models, WIP forecasts, cash strategy and KPI dashboards I build on top of it.
Those are my specialty trades inside construction & MEP. I also work with mechanical, low-voltage, solar EC's and general construction subs. If your shop runs contracts, draws and retainage, I'm a fit.
Yes. I sequence Schedule of Values, % complete, draw timing and retention release to protect your cash position — not just file paperwork.
Retainage is modelled as a working-capital line in the 13-week cash forecast — tracked per job and per sub, with release timing built into strategy, never just dropped into AR/AP.
Yes — monthly CFMA-style WIP with contract value, costs to date, % complete, billed to date and over/under billings — in a format your surety underwriter and CPA already know.
Yes — I deliver tax-ready financials and the strategic narrative your CPA needs. You stop being the middleman.
TX & FL are my primary focus. I take a limited number of out-of-state contractors — book a call and we'll see if it's a fit.
QuickBooks Online (Advanced ProAdvisor) as the financial backbone, integrated with Knowify, Procore or Jobber depending on how your shop runs. I'll recommend the right stack on the discovery call.
Yes — this is one of the most common situations I step into. We start with a free diagnostic, agree a catch-up plan, then move into the monthly strategy cycle once data is clean.
Yes. Engagements are tiered by active jobs, trucks and revenue. As you grow, the strategy scope expands — no surprise invoices, everything agreed upfront.
30 minutes, no pitch. We'll look at your current QBO + Knowify / Procore / Jobber setup and pinpoint exactly where margin is leaking — before your next bonding review, refinance or tax season.
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